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Monday, December 29, 2008

Teen Car Insurance In Washington -- Ways To Attract Cheaper Rates And Keep Them Safe

Washington Insurers consider teen drivers as the highest risks with respect to age groups. They have more car crashes than the combination of all other age groups and many parents will prefer that they NOT drive. For parents who really do have such strong control over their kids, it may work.

But you must appreciate that peer pressure is quite a strong factor at this age. Is there a way you can get less expensive rates for this high risk group and as well ensure they stay safe? Here are ways you can do it in Washington or anywhere else...

Most teens will prove to you they are adults once it has to do with privileges. Few of them, though, would ever complain if you insist that they show they've grown old enough for the privilege by taking on some of, or all of, the responsibilities that come with it.

Make them pay their auto insurance premium themselves or at least contribute a sizeable chunk. You'll discover that making them to take steps that will make them lower their rates will be easier after you do this.

Your teen driver would be safer and ultimately attract lower rates for their Washington car insurance policy if they do the following...

1) Let them never drive in company of fellow teens or kids unless there is a responsible adult in the car.

2) Make sure your teen promises never to drive at night. And, where it becomes inevitable, go over things they must bear in mind.

Most accidents happen between 9.00pm and 2.00am.

3) They must never touch the steering wheel once they've taken any form of alcoholic beverage. Take note that to be on the safe side they should know that they are not allowed to drive if they take so much as a sip of alcoholic beverage.

4) Let it be ingrained in your teenager that they are not on a race track even when they are on the highway.

Make sure they are grounded if they ever get a speeding ticket.

5) Encourage your teen to tell you wherever they want to drive to and know in whose company it will be if any. If you feel it's not in their best interest, advise them to use a cab instead.

These all presume that you already have great communication with your teenager. While you're doing those or even if you find them difficult to implement in your case, here's how any teen can get lower auto insurance rates: Get and compare quotes from five or more reputable quotes sites.

Here are trusted sites for auto insurance quotes...

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